1. Account Opening
To open an account, you must:
- Be at least 18 years of age
- Provide accurate personal information
- Verify your identity as required by law
- Agree to electronic communications
2. Account Responsibilities
You agree to:
- Keep your login credentials secure
- Notify us immediately of unauthorized access
- Maintain sufficient funds for transactions
- Update your contact information promptly
3. Fees
PrimeLegacy Bank offers:
- No monthly maintenance fees on checking accounts
- No minimum balance requirements
- Free ATM access at 55,000+ locations
- International transfer fees apply (see fee schedule)
4. Transaction Limits
Daily transaction limits apply:
- Internal transfers: $25,000 per day
- External transfers: $10,000 per day
- ATM withdrawals: $1,000 per day
- Debit card purchases: $5,000 per day
5. Account Termination
We may suspend or terminate accounts for:
- Violation of these terms
- Suspected fraudulent activity
- Failure to verify identity
- Inactivity for more than 12 months
6. Changes to Terms
We will notify you of material changes via email or account notification. Continued use of the service constitutes acceptance of updated terms.